{"id":438,"date":"2023-10-25T09:39:29","date_gmt":"2023-10-25T07:39:29","guid":{"rendered":"https:\/\/unioncargo.hastastudio.com\/?p=438"},"modified":"2024-05-21T11:27:39","modified_gmt":"2024-05-21T09:27:39","slug":"pojisteni-nakladu-pri-tranzitu-z-ciny","status":"publish","type":"post","link":"https:\/\/unioncargo.hastastudio.com\/cz\/ubezpieczenie-towaru-w-transporcie-z-chin\/","title":{"rendered":"Poji\u0161t\u011bn\u00ed zbo\u017e\u00ed p\u0159i tranzitu z \u010c\u00edny"},"content":{"rendered":"<p>V dob\u011b globalizace a rostouc\u00edho obchodu mezi zem\u011bmi, <a title=\"Doprava z \u010c\u00edny - jak\u00fd zp\u016fsob dopravy zvolit?\" href=\"https:\/\/unioncargo.hastastudio.com\/cz\/doprava-z-ciny-jaky-zpusob-dopravy-zvolit\/\">p\u0159eprava z \u010c\u00edny<\/a> nab\u00fdv\u00e1 na v\u00fdznamu. Proto se st\u00e1le v\u00edce lid\u00ed zab\u00fdv\u00e1 ot\u00e1zkou poji\u0161t\u011bn\u00ed takov\u00e9 dopravy. V tomto \u010dl\u00e1nku se v\u00e1m pokus\u00edm toto t\u00e9ma p\u0159ibl\u00ed\u017eit, abyste se mohli o poji\u0161t\u011bn\u00ed sv\u00e9ho zbo\u017e\u00ed rozhodnout na z\u00e1klad\u011b informac\u00ed. Prvn\u00edm krokem k pochopen\u00ed t\u00e9to problematiky je sezn\u00e1mit se s r\u016fzn\u00fdmi druhy poji\u0161t\u011bn\u00ed, kter\u00e9 jsou k dispozici pro <a href=\"https:\/\/unioncargo.hastastudio.com\/cz\/zeleznicni-doprava-z-ciny\/\">\u017eelezni\u010dn\u00ed doprava<\/a>, <a href=\"https:\/\/unioncargo.hastastudio.com\/cz\/namorni-doprava-z-ciny\/\">n\u00e1mo\u0159n\u00ed<\/a> a <a href=\"https:\/\/unioncargo.hastastudio.com\/cz\/letecka-doprava-z-ciny\/\">letectv\u00ed<\/a> z \u010c\u00edny. Douf\u00e1m, \u017ee v\u00e1m \u010dl\u00e1nek objasnil a p\u0159ibl\u00ed\u017eil t\u00e9ma poji\u0161t\u011bn\u00ed v doprav\u011b z \u010c\u00edny. Zvu v\u00e1s k dal\u0161\u00edmu \u010dten\u00ed!<\/p>\n<h2 class=\"wp-block-heading\">Poji\u0161t\u011bn\u00ed CARGO pro p\u0159epravu z \u010c\u00edny<\/h2>\n<p>P\u0159eprava z \u010c\u00edny po mo\u0159i, \u017eeleznici nebo letecky s sebou nese mnoh\u00e1 rizika a mo\u017enost po\u0161kozen\u00ed zbo\u017e\u00ed. Proto je t\u0159eba m\u00edt na pam\u011bti, \u017ee je d\u016fle\u017eit\u00e9 zbo\u017e\u00ed pojistit.<\/p>\n<p>Nejobl\u00edben\u011bj\u0161\u00edm typem je poji\u0161t\u011bn\u00ed n\u00e1kladu, kter\u00e9 chr\u00e1n\u00ed n\u00e1\u0161 n\u00e1klad p\u0159ed po\u0161kozen\u00edm b\u011bhem p\u0159epravy, ztr\u00e1tou nebo kr\u00e1de\u017e\u00ed. Poskytuje jistotu proti v\u0161em nep\u0159edv\u00eddan\u00fdm ud\u00e1lostem, kter\u00e9 mohou nastat p\u0159i p\u0159eprav\u011b n\u00e1kladu.&nbsp;<\/p>\n<p>Poji\u0161t\u011bn\u00ed n\u00e1kladu je k dispozici v n\u011bkolika variant\u00e1ch, jedn\u00e1 se o <a title=\"Celn\u00ed kontrola kontejneru\" href=\"https:\/\/unioncargo.hastastudio.com\/cz\/celni-prohlidka-kontejneru\/\">zde<\/a> o rozsahu ochrany, na kterou se vztahuje. Nejobs\u00e1hlej\u0161\u00edm bal\u00ed\u010dkem je bal\u00ed\u010dek Institute Cargo Clauses (A) \/ Institute Cargo Clauses (A), kter\u00fd zahrnuje nej\u0161ir\u0161\u00ed bal\u00ed\u010dek ochrany proti v\u0161em rizik\u016fm, tj. tzv. bal\u00ed\u010dek ALL-RISK.&nbsp;<\/p>\n<p>&nbsp;D\u00e1le m\u00e1me poji\u0161t\u011bn\u00ed s dolo\u017ekami B a C, kter\u00e9 poskytuj\u00ed men\u0161\u00ed podporu p\u0159i nep\u0159edv\u00eddan\u00fdch ud\u00e1lostech.&nbsp;<\/p>\n<p>P\u0159i p\u0159eprav\u011b je v\u017edy vhodn\u00e9 se ujistit, zda je u spedit\u00e9ra uzav\u0159eno poji\u0161t\u011bn\u00ed CARGO. V ide\u00e1ln\u00edm p\u0159\u00edpad\u011b by se m\u011blo jednat o poji\u0161t\u011bn\u00ed s dolo\u017ekou A. Pak m\u016f\u017eeme m\u00edt klid p\u0159i p\u0159\u00edpadn\u00fdch nep\u0159edv\u00eddan\u00fdch ud\u00e1lostech.&nbsp;<\/p>\n<div id=\"div_block-2-553\" class=\"ct-div-block section_cta-post\">\n<div id=\"div_block-6-553\" class=\"ct-div-block cta-post_component\">\n<div id=\"div_block-7-553\" class=\"ct-div-block cta-post_card\">\n<div id=\"div_block-17-553\" class=\"ct-div-block cta-post_image-wrapper\"><img decoding=\"async\" id=\"image-18-553\" alt=\"\u017delezni\u010dn\u00ed p\u0159eprava kontejner\u016f z \u010c\u00edny\" src=\"https:\/\/unioncargo.hastastudio.com\/wp-content\/uploads\/2023\/05\/trransport-kontenerow-z-chin.jpg\" class=\"ct-image cta-post_image\"><\/div>\n<div id=\"div_block-8-553\" class=\"ct-div-block cta-post_card-content\">\n<div id=\"div_block-9-553\" class=\"ct-div-block cta-post_card-content-top\">\n<div id=\"div_block-10-553\" class=\"ct-div-block margin-bottom margin-small\">\n<div id=\"text_block-11-553\" class=\"ct-text-block\">Citace Doprava z \u010c\u00edny s n\u00e1mi \ud83c\udde8\ud83c\uddf3 \ud83d\ude80<\/div>\n<\/div>\n<ul id=\"div_block-42-556\" class=\"ct-div-block list_list\" role=\"list\">\n<li id=\"div_block-43-556\" class=\"ct-div-block list_item\">\n<div id=\"fancy_icon-44-556\" class=\"ct-fancy-icon\"><svg id=\"svg-fancy_icon-44-556\"><use xlink:href=\"#FeatherIconsicon-check\"><\/use><\/svg><\/div>\n<p id=\"text_block-45-556\" class=\"ct-text-block\"><b>10% slevy<\/b> pro prvn\u00ed p\u0159epravu<\/p>\n<\/li>\n<li id=\"div_block-46-556\" class=\"ct-div-block list_item\">\n<div id=\"fancy_icon-47-556\" class=\"ct-fancy-icon\"><svg id=\"svg-fancy_icon-47-556\"><use xlink:href=\"#FeatherIconsicon-check\"><\/use><\/svg><\/div>\n<p id=\"text_block-48-556\" class=\"ct-text-block\">Nab\u00eddka: \u017delezni\u010dn\u00ed, leteck\u00e1 a n\u00e1mo\u0159n\u00ed doprava<\/p>\n<\/li>\n<\/ul>\n<\/div>\n<div id=\"div_block-13-553\" class=\"ct-div-block margin-top margin-medium\">\n<div id=\"div_block-14-553\" class=\"ct-div-block button-group\"><a id=\"link_text-15-553\" class=\"ct-link-text button w-button\" href=\"https:\/\/unioncargo.hastastudio.com\/cz\/kontakt\/\">Rychl\u00e1 nab\u00eddka<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<h2 class=\"wp-block-heading\">Ostatn\u00ed druhy poji\u0161t\u011bn\u00ed:<\/h2>\n<p>St\u00e1le existuj\u00ed dopravci, kte\u0159\u00ed uzav\u00edraj\u00ed pojistn\u00e9 smlouvy, ale ty nemus\u00ed b\u00fdt dostate\u010dn\u00e9. Existuje \u0159ada situac\u00ed, kdy m\u016f\u017ee poji\u0161\u0165ovna v souladu se z\u00e1konem odm\u00edtnout vyplatit n\u00e1hradu \u0161kody nebo ji m\u016f\u017ee v\u00fdrazn\u011b sn\u00ed\u017eit. V\u017edy se proto vyplat\u00ed uzav\u0159\u00edt poji\u0161t\u011bn\u00ed CARGO, kter\u00e9 n\u00e1\u0161 n\u00e1klad ochr\u00e1n\u00ed t\u00e9m\u011b\u0159 ve v\u0161ech p\u0159\u00edpadech a proces z\u00edsk\u00e1n\u00ed od\u0161kodn\u011bn\u00ed je pom\u011brn\u011b jednoduch\u00fd.  K z\u00edsk\u00e1n\u00ed n\u00e1hrady \u0161kody z poji\u0161t\u011bn\u00ed n\u00e1kladu sta\u010d\u00ed prok\u00e1zat, \u017ee \u0161koda skute\u010dn\u011b vznikla, ani\u017e by bylo nutn\u00e9 zji\u0161\u0165ovat zavin\u011bn\u00ed dopravce.<\/p>\n<p>Z\u00e1sady OCS<\/p>\n<p>Odpov\u011bdnost spedit\u00e9ra je omezena na vynalo\u017een\u00ed n\u00e1le\u017eit\u00e9 p\u00e9\u010de p\u0159i realizaci objedn\u00e1vky a nevztahuje se na ud\u00e1losti, ke kter\u00fdm dojde b\u011bhem p\u0159epravy. Poji\u0161t\u011bn\u00ed odpov\u011bdnosti spedit\u00e9ra nechr\u00e1n\u00ed p\u0159epravovan\u00fd n\u00e1klad.<\/p>\n<p><a title=\"Co je poji\u0161t\u011bn\u00ed OCP?\" href=\"https:\/\/unioncargo.hastastudio.com\/cz\/co-je-pojisteni-ocp\/\">Z\u00e1sady OCP<\/a><\/p>\n<p>Proces uplatn\u011bn\u00ed n\u00e1roku na pojistn\u00e9 pln\u011bn\u00ed z poji\u0161t\u011bn\u00ed odpov\u011bdnosti dopravce je slo\u017eit\u00fd a \u010dasov\u011b n\u00e1ro\u010dn\u00fd. Je nutn\u00e9 prok\u00e1zat vznik \u0161kody na p\u0159epravovan\u00e9m n\u00e1kladu a odpov\u011bdnost konkr\u00e9tn\u00edho dopravce za tuto \u0161kodu.<\/p>\n<p>P\u0159\u00edklady omezen\u00ed a vylou\u010den\u00ed<\/p>\n<p>Hmotnostn\u00ed omezen\u00ed - podle \u00damluvy CMR je silni\u010dn\u00ed dopravce odpov\u011bdn\u00fd pouze do v\u00fd\u0161e 8,33 SDR za kilogram n\u00e1kladu. To znamen\u00e1, \u017ee n\u00e1hrada podle z\u00e1sad OCP za ztracen\u00e9 elektronick\u00e9 za\u0159\u00edzen\u00ed o hmotnosti 1,8 kg bude \u010dinit pouze 72 PLN. Podobn\u00e1 omezen\u00ed plat\u00ed tak\u00e9 pro \u017eelezni\u010dn\u00ed, leteckou a n\u00e1mo\u0159n\u00ed dopravu. Dodate\u010dn\u00e9 poji\u0161t\u011bn\u00ed n\u00e1kladu se st\u00e1v\u00e1 kl\u00ed\u010dov\u00fdm, zejm\u00e9na v p\u0159\u00edpad\u011b cenn\u00e9ho n\u00e1kladu.<\/p>\n<p>V\u00fdluky z odpov\u011bdnosti ve v\u0161eobecn\u00fdch pojistn\u00fdch podm\u00ednk\u00e1ch zahrnuj\u00ed hrub\u00e9 poru\u0161en\u00ed silni\u010dn\u00edho z\u00e1kona, \u0161kody zp\u016fsoben\u00e9 vy\u0161\u0161\u00ed moc\u00ed a nakl\u00e1dku a vykl\u00e1dku. Za \u0161kody vznikl\u00e9 z t\u011bchto p\u0159\u00ed\u010din nebude vyplacena \u017e\u00e1dn\u00e1 n\u00e1hrada.<\/p>\n<p>Dlouh\u00e9 \u010dek\u00e1n\u00ed na od\u0161kodn\u011bn\u00ed z pojistky odpov\u011bdnosti dopravce m\u016f\u017ee pro spole\u010dnost znamenat ztr\u00e1tu likvidity. P\u0159edstavte si situaci, kdy dojde k po\u0161kozen\u00ed strojn\u00edho za\u0159\u00edzen\u00ed vysok\u00e9 hodnoty a vy nem\u00e1te poji\u0161t\u011bn\u00ed CARGO.&nbsp;<\/p>\n<p>Podm\u00edn\u011bn\u00ed n\u00e1hrady \u0161kody za odcizen\u00fd majetek t\u00edm, \u017ee dopravce spln\u00ed ur\u010dit\u00e9 podm\u00ednky t\u00fdkaj\u00edc\u00ed se m\u00edsta, kde je vozidlo zaparkov\u00e1no a zabezpe\u010deno.<\/p>\n<h2 class=\"wp-block-heading\">Kolik stoj\u00ed poji\u0161t\u011bn\u00ed CARGO?<strong>&nbsp;<\/strong><\/h2>\n<p>N\u00e1klady na poji\u0161t\u011bn\u00ed n\u00e1kladu by m\u011bly b\u00fdt obvykle n\u011bkolik USD a z\u00e1vis\u00ed na hodnot\u011b p\u0159epravovan\u00e9ho zbo\u017e\u00ed.&nbsp;<\/p>\n<p>N\u00e1klady na poji\u0161t\u011bn\u00ed zbo\u017e\u00ed v hodnot\u011b 10 000 USD by se m\u011bly pohybovat v pr\u016fm\u011bru kolem 20 USD. V\u0161e z\u00e1vis\u00ed na podm\u00ednk\u00e1ch, za kter\u00fdch p\u0159epravn\u00ed spole\u010dnost poji\u0161t\u011bn\u00ed prod\u00e1v\u00e1. Obecn\u011b se n\u011bkdy uv\u00e1d\u00ed, \u017ee minim\u00e1ln\u00ed cena poji\u0161t\u011bn\u00ed je 25 USD.&nbsp;<\/p>\n<h2 class=\"wp-block-heading\">Kl\u00ed\u010dov\u00e9 aspekty poji\u0161t\u011bn\u00ed n\u00e1kladu p\u0159i p\u0159eprav\u011b z \u010c\u00edny&nbsp;<\/h2>\n<p>B\u011bhem pl\u00e1nov\u00e1n\u00ed <strong>poji\u0161t\u011bn\u00ed n\u00e1kladu p\u0159i p\u0159eprav\u011b z \u010c\u00edny<\/strong>Je d\u016fle\u017eit\u00e9 vz\u00edt v \u00favahu n\u011bkolik kl\u00ed\u010dov\u00fdch aspekt\u016f. V prvn\u00ed \u0159ad\u011b je d\u016fle\u017eit\u00e9 d\u016fkladn\u011b porozum\u011bt kryt\u00ed, kter\u00e9 poji\u0161\u0165ovna nab\u00edz\u00ed. Pokr\u00fdv\u00e1 v\u0161echna potenci\u00e1ln\u00ed rizika, jako je po\u0161kozen\u00ed nebo kr\u00e1de\u017e Existuj\u00ed n\u011bjak\u00e9 v\u00fdluky, kter\u00e9 mohou ovlivnit n\u00e1hradu \u0161kody v p\u0159\u00edpad\u011b po\u0161kozen\u00ed? <strong>Anal\u00fdza pojistn\u00fdch podm\u00ednek<\/strong> je proto z\u00e1sadn\u00ed. Za druh\u00e9 je vhodn\u00e9 se pod\u00edvat na n\u00e1klady na poji\u0161t\u011bn\u00ed. Jsou konkurenceschopn\u00e9 ve srovn\u00e1n\u00ed s ostatn\u00edmi nab\u00eddkami na trhu? Jsou jasn\u011b definovan\u00e9 a neobsahuj\u00ed skryt\u00e9 poplatky?&nbsp; <strong>V\u00fdb\u011br spr\u00e1vn\u00e9ho pojistitele<\/strong> m\u016f\u017ee v\u00fdrazn\u011b minimalizovat rizika a zajistit klid p\u0159i p\u0159eprav\u011b zbo\u017e\u00ed. V\u0161echny p\u0159epravn\u00ed spole\u010dnosti, kter\u00e9 nab\u00edzej\u00ed p\u0159epravu, nab\u00edzej\u00ed poji\u0161t\u011bn\u00ed CARGO k zakoupen\u00ed.&nbsp;<\/p>\n<h2 class=\"wp-block-heading\">Nej\u010dast\u011bj\u0161\u00ed probl\u00e9my s poji\u0161t\u011bn\u00edm v n\u00e1mo\u0159n\u00ed, \u017eelezni\u010dn\u00ed nebo leteck\u00e9 doprav\u011b z \u010c\u00edny<\/h2>\n<p>Bez ohledu na to, jak dob\u0159e je doprava napl\u00e1nov\u00e1na, v\u017edy hroz\u00ed riziko nep\u0159edv\u00eddan\u00fdch probl\u00e9m\u016f. Po\u0161kozen\u00ed zbo\u017e\u00ed, z\u00e1plavy, poma\u010dkan\u00e9 obaly jsou jen n\u011bkter\u00e9 z probl\u00e9m\u016f, se kter\u00fdmi se mohou dovozci setkat. Proto je d\u016fle\u017eit\u00e9 m\u00edt spr\u00e1vn\u00e9 poji\u0161t\u011bn\u00ed, kter\u00e9 pom\u016f\u017ee minimalizovat ztr\u00e1ty. Nejlep\u0161\u00ed volbou je uzav\u0159\u00edt pojistnou smlouvu CARGO s dolo\u017ekou A s nej\u0161ir\u0161\u00edm bal\u00ed\u010dkem.&nbsp;<\/p>\n<p><strong>Tip:<\/strong> P\u0159i v\u00fdb\u011bru se ujist\u011bte, \u017ee poji\u0161t\u011bn\u00ed CARGO m\u00e1 nej\u0161ir\u0161\u00ed dolo\u017eku A, kter\u00e1 pokr\u00fdv\u00e1 nejv\u00edce rizik.<\/p>\n<p>Druh\u00fdm \u010dast\u00fdm probl\u00e9mem je <strong>nepochopen\u00ed pojistn\u00fdch podm\u00ednek<\/strong>. N\u011bkter\u00e9 spole\u010dnosti mohou nab\u00edzet pojistky, kter\u00e9 se na prvn\u00ed pohled zdaj\u00ed b\u00fdt atraktivn\u00ed, ale p\u0159i bli\u017e\u0161\u00edm zkoum\u00e1n\u00ed je z\u0159ejm\u00e9, \u017ee neposkytuj\u00ed plnou ochranu. To m\u016f\u017ee v p\u0159\u00edpad\u011b probl\u00e9m\u016f v\u00e9st k nep\u0159\u00edjemn\u00fdm p\u0159ekvapen\u00edm. Proto je d\u016fle\u017eit\u00e9 pe\u010dliv\u011b si p\u0159e\u010d\u00edst pojistn\u00e9 podm\u00ednky a porozum\u011bt jim.&nbsp;<\/p>\n<p>P\u0159i v\u00fdb\u011bru spole\u010dnosti, kter\u00e1 bude prov\u00e1d\u011bt p\u0159epravu, je d\u016fle\u017eit\u00e9, abyste si <a href=\"https:\/\/unioncargo.hastastudio.com\/cz\/namorni-doprava-z-ciny\/\">n\u00e1mo\u0159n\u00ed<\/a>, <a href=\"https:\/\/unioncargo.hastastudio.com\/cz\/zeleznicni-doprava-z-ciny\/\">\u017eeleznice<\/a> nebo <a href=\"https:\/\/unioncargo.hastastudio.com\/cz\/letecka-doprava-z-ciny\/\">letectv\u00ed<\/a>, v\u011bnujte pozornost jeho dobr\u00e9 pov\u011bsti. Spedi\u010dn\u00ed spole\u010dnosti navazuj\u00ed partnerstv\u00ed s r\u016fzn\u00fdmi poji\u0161\u0165ovac\u00edmi makl\u00e9\u0159i s r\u016fzn\u00fdmi p\u0159\u00edstupy k procesu likvidace pojistn\u00fdch ud\u00e1lost\u00ed. Je neoceniteln\u00e9 m\u00edt mo\u017enost spolehnout se na spolehliv\u00e9ho partnera, kter\u00fd n\u00e1s v p\u0159\u00edpad\u011b nep\u0159edv\u00eddan\u00fdch ud\u00e1lost\u00ed podpo\u0159\u00ed v \u00fasp\u011b\u0161n\u00e9m z\u00edsk\u00e1n\u00ed finan\u010dn\u00edch prost\u0159edk\u016f od poji\u0161\u0165ovny. T\u00edmto zp\u016fsobem si budujeme d\u016fv\u011bru ve spole\u010dnost, kter\u00e1 nejen profesion\u00e1ln\u011b \u0159e\u0161\u00ed dopravu, ale je tak\u00e9 p\u0159ipravena v krizov\u00fdch situac\u00edch vystoupit a poskytnout finan\u010dn\u00ed podporu v souladu s o\u010dek\u00e1v\u00e1n\u00edm.<\/p>\n<\/p>\n<h2 class=\"wp-block-heading\">\u010casto kladen\u00e9 ot\u00e1zky<\/h2>\n<\/p>\n<h3 class=\"wp-block-heading\">Je poji\u0161t\u011bn\u00ed povinn\u00e9 pro \u017eelezni\u010dn\u00ed, n\u00e1mo\u0159n\u00ed nebo leteckou p\u0159epravu z \u010c\u00edny?<\/h3>\n<p>Poji\u0161t\u011bn\u00ed CARGO nepat\u0159\u00ed do kategorie povinn\u00e9ho poji\u0161t\u011bn\u00ed, ale doporu\u010dujeme ho uzav\u0159\u00edt, proto\u017ee je levn\u00e9 a p\u0159in\u00e1\u0161\u00ed v\u00fdznamn\u00e9 v\u00fdhody.&nbsp;<\/p>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\">\n<h3 class=\"wp-block-heading\">Existuj\u00ed zvl\u00e1\u0161tn\u00ed druhy poji\u0161t\u011bn\u00ed pro r\u016fzn\u00e9 druhy p\u0159epravy z \u010c\u00edny?<\/h3>\n<p>Existuje n\u011bkolik druh\u016f poji\u0161t\u011bn\u00ed, ale pro v\u0161echny druhy p\u0159epravy z \u010c\u00edny je nejlep\u0161\u00ed uzav\u0159\u00edt poji\u0161t\u011bn\u00ed CARGO. Vztahuje se na v\u0161echny druhy p\u0159epravy.&nbsp;<\/p>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\">\n<h3 class=\"wp-block-heading\">Jak\u00e9 jsou nej\u010dast\u011bj\u0161\u00ed probl\u00e9my s poji\u0161t\u011bn\u00edm p\u0159i p\u0159eprav\u011b z \u010c\u00edny?<\/h3>\n<p>Nej\u010dast\u011bj\u0161\u00edmi probl\u00e9my spojen\u00fdmi s poji\u0161t\u011bn\u00edm p\u0159epravy z \u010c\u00edny jsou nejasnosti v pojistn\u00fdch smlouv\u00e1ch, probl\u00e9my s n\u00e1hradou \u0161kody a pot\u00ed\u017ee s vy\u0159izov\u00e1n\u00edm pojistn\u00fdch ud\u00e1lost\u00ed. Vyplat\u00ed se spolupracovat se spolehlivou spole\u010dnost\u00ed v t\u00e9to oblasti, kter\u00e1 n\u00e1m poskytne dobrou podporu.<\/p>","protected":false},"excerpt":{"rendered":"<p>V dob\u011b globalizace a rostouc\u00edho obchodu mezi zem\u011bmi nab\u00fdv\u00e1 doprava z \u010c\u00edny na v\u00fdznamu. Proto se st\u00e1le v\u00edce lid\u00ed zab\u00fdv\u00e1 ot\u00e1zkou poji\u0161t\u011bn\u00ed takov\u00e9 p\u0159epravy.....<\/p>","protected":false},"author":3,"featured_media":439,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[21,19],"tags":[52],"class_list":["post-438","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ubezpieczenia","category-import-z-chin","tag-ubezpieczenie-cargo"],"acf":[],"_links":{"self":[{"href":"https:\/\/unioncargo.hastastudio.com\/cz\/wp-json\/wp\/v2\/posts\/438","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/unioncargo.hastastudio.com\/cz\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/unioncargo.hastastudio.com\/cz\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/unioncargo.hastastudio.com\/cz\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/unioncargo.hastastudio.com\/cz\/wp-json\/wp\/v2\/comments?post=438"}],"version-history":[{"count":0,"href":"https:\/\/unioncargo.hastastudio.com\/cz\/wp-json\/wp\/v2\/posts\/438\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/unioncargo.hastastudio.com\/cz\/wp-json\/wp\/v2\/media\/439"}],"wp:attachment":[{"href":"https:\/\/unioncargo.hastastudio.com\/cz\/wp-json\/wp\/v2\/media?parent=438"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/unioncargo.hastastudio.com\/cz\/wp-json\/wp\/v2\/categories?post=438"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/unioncargo.hastastudio.com\/cz\/wp-json\/wp\/v2\/tags?post=438"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}